RLCA Mortgage Rates

Please contact Anthony Pipitone
for further information
p 312-492-3239
e-mail apipitone@rlca.com

Mortgage Rates for January 28th, 2004

RLCA
The Right Loan, Always

Conventional

3/1 ARM Conventional
Rate Lock Term Rate APR
30-60 Day Lock 3.88% 4.01%

5/1 ARM Conventional
Rate Lock Term Rate APR
30-60 Day Lock 4.38% 4.52%

7/1 ARM Conventional
Rate Lock Term Rate APR
30-60 Day Lock 5.00% 5.02%

15 Year Fixed Conventional
Rate Lock Term Rate APR
30 Day Lock 5.00% 5.26%

30 Year Fixed Conventional
Rate Lock Term Rate APR
30-60 Day Lock 5.63% 5.78%

Jumbo

3/1 ARM Jumbo
Rate Lock Term Rate APR
30-60 Day Lock 4.13% 4.25%

5/1 ARM Jumbo
Rate Lock Term Rate APR
30-60 Day Lock 4.63% 4.76%

7/1 ARM Jumbo
Rate Lock Term Rate APR
30-60 Day Lock 5.50% 5.64%

15 Year Fixed Jumbo
Rate Lock Term Rate APR
30-60 Day Lock 5.38% 5.61%

30 Year Fixed Jumbo
Rate Lock Term Rate APR
30-60 Day Lock 5.88% 6.02%

FHA

15 Year Fixed FHA
Rate Lock Term Rate APR
30-60 Day Lock 5.00% 5.15%

30 Year Fixed FHA
Rate Lock Term Rate APR
30-60 Day Lock 5.75% 5.89%

-PMI is Private Mortgage Insurance and is usually required on loans with a down payment less than 20%
-You can avoid PMI with a first and a second mortgage.
-All rates are subject to market conditions and may change at any time without notice.
-Final approval subject to credit history, employment history, & Income.

Ask about our:
 No Income verification loans
 $0 Down Loans
 No Application fee
 Free Financial Health analysis
 Free pre-qualification letter

Residential Loan Centers of America, Inc.
2350 E.Devon Ave. Suite 310 Des Plaines, IL 60018

Equal Housing Lender. Illinois Residential Mortgage Licensee.